I hope you are well rested and had a good Christmas break – although it feels like it is never long enough!

I have prewritten this newsletter to you all as I am currently on long service leave for the month of January; currently touring somewhere over in Europe following my wife and daughter around to the many different activities that they have organised for me

Whilst I understand that the business does not stop for me, however, your Client Manager will assist you with whatever needs you may have while I am away. When I return, after Australia Day, I am encouraging all our clients to plan for the best year that they have ever had.

Your Goals for 2017

The start of a New Year often brings with it the setting of new goals for the year ahead. These might be goals for your career, your family, your education or your financial security. When setting goals, it is important to ensure that they are SMART goals.

S – Specific M – Measurable A – Attainable R – Relevant T – Time-bound

It is also important that your goals are positive and constructive goals rather than negative. For example, rather than saying “no more debt”, you might have the goal “to pay down $1,000 of your non-deductible debt each month” or “to look at restructuring deductible debt to make it more manageable.”

Also, your goals need to be harmonious. So having a goal to retire by age 55 may not be feasible if you have not set achievable goals to meet this target.

Finally, write down your goals and review them frequently.

WSC Group and its team of accountants, financial planners and lending managers are always available to discuss with you your financial goals for the 2017 calendar year and to give you confidence that you are on the right track.

If you would like to meet with one of the helpful team to help give you clarity on your goals, please contact us on 1300 365 125 or info@wscgroup.com.au

I strongly encourage you all to meet with the WSC Group team during January and February – even if it is just a quick phone call. This is imperative if you have an important milestone coming up such as loans coming out of fixed rates, needing to purchase a new car, being offered a redundancy package by your employer or even if the shape of your family is changing.

We are part of your team and are here to help you make the right financial decision for you.

We wish you all a safe and prosperous 2017 and look forward to catching up with you throughout the year ahead.

Let’s make 2017 a year we can all be proud of!